For employees
If your employer uses PayDay, you can access the pay you've already earned — without waiting for payday.
Your employer activates your account with the phone and email they have on file. You sign in with an OTP, see your live earned-wage balance, request what you need, and confirm. The fee is shown in SAR before you confirm. The amount you accessed is deducted from your next salary by your employer. That's it.
PayDay is not a loan. It is a service that brings forward wages you've already worked for. There is one transparent service fee, fixed at the moment you confirm — and it never grows. There are no late fees because there is no separate repayment from you.
PayDay uses the Murabaha service-fee model — approved by Shariah scholars and reviewed on an ongoing basis. The structure is a transparent fee for a defined service, not interest on a loan.
The PayDay app is available in English, Arabic with right-to-left support, and Urdu. The full experience — sign-in, fee disclosure, confirmation, history — is translated.
PayDay enrolls through employers. Ask your HR or operations team if PayDay is right for your company.
